In an effort to make dental care affordable for the communities in which we serve, Dental Designs of Maryland is IN-NETWORK with most major PPO insurances, however there are several exceptions where we could not provide ethical care while being in-network, thus we have opted to become out-of-network providers with several insurances. Many dental practices try to hide this by using tricky wording, but we believe in honesty and transparency and will let you know our network status before making any appointments!
As an out of network provider for a select few insurance carriers, the biggest difference is that you pay for treatment upfront, and the insurance company sends your insurance reimbursement directly to you. We have found that your preventative care like cleanings, check-ups, x-rays, and evaluations are still covered at 100%, just like in-network. If you do need to get dental work done, insurance companies will adjust their reimbursement levels so that your effective out of pocket expenses are only slightly higher.
There is a big misconception that out-of-network means that you won’t get insurance benefits or that the cost of treatment is much higher, and that is simply a lie your insurance company tells you to maintain the size of their network. In fact, most of our out-of-network patients don’t have much higher dental costs than our in-network patients, and they get the benefit of coming to the best rated dental practice in the greater Baltimore area! Now that’s what we call a win-win situation!